Opinion

The PSD3 Payment Services Directive as a booster for companies

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Published: March 26th, 2024,
Last updated: May 28th, 2025

By Julia Kowalski
ulia Kowalski ist Payments Policy Expertin für die EMEA-Region und Head of Public Policy Germany bei Stripe. Sie verantwortet unter anderem Stripes Arbeit an europäischen Gesetzesvorhaben im Payments- und Finanzbereich.
Julia Kowalski is Payments Policy Expert for the EMEA region and Head of Public Policy Germany at US payment processor Stripe.

The EU Parliament and the member states are currently discussing the final version of the PSD3 Payment Services Directive. The new rules for online commerce are intended to ensure greater harmonization of regulations in the EU, create a level playing field for payment service providers and improve fraud protection.

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Handel Banks EU-Binnenmarkt EU internal market Financial market